Median income threshold table - Oil to Heat Pump Affordability program
NOTE: This information is for applicants residing in: Alberta, British Columbia, Manitoba, New Brunswick, Northwest Territories, Nunavut, Ontario, Quebec, Saskatchewan, and Yukon.
Residents of the following provinces need to check with their provincial programs.
To participate in the Oil to Heat Pump Affordability program, your after-tax household income must be equal to or less than the applicable amount indicated in the following table, based on household size.
Median income (after tax), by household size
| Household size | AB | BC | MB | NB | NT | NU | ON | QC | SK | YT |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 person | 42,400 |
39,200 |
36,000 |
32,000 |
59,600 |
69,000 |
39,200 |
34,400 |
38,000 |
46,800 |
| 2 persons | 83,000 |
77,500 |
71,500 |
65,500 |
113,000 |
107,000 |
77,500 |
68,500 |
77,500 |
96,000 |
| 3 persons | 103,000 |
100,000 |
89,000 |
87,000 |
134,000 |
107,000 |
100,000 |
90,000 |
94,000 |
121,000 |
| 4 persons | 121,000 |
121,000 |
105,000 |
106,000 |
156,000 |
115,000 |
122,000 |
112,000 |
112,000 |
142,000 |
| 5 persons or more | 127,000 |
142,000 |
107,000 |
110,000 |
157,000 |
122,000 |
132,000 |
117,000 |
111,000 |
160,000 |
Source:
Statistics Canada. Table 98-10-0057-01 Household income statistics by household type: Canada, provinces and territories, census divisions and census subdivisions
*Figures are after-tax
*This table should only be used to gauge eligibility. Household income verification will take place at a later stage of the application process.
How to calculate after-tax household income
For the purposes of this program, after-tax income is calculated as follows:
- Refer to your 2022 income tax return, line 23600 (net income) and subtract line 43500 (total taxes payable).
- If you have a spouse (or common-law partner), do the same calculation for your spouse using their tax return.
- Next, add your after-tax income with the after-tax income of your spouse or common-law partner to determine your household after-tax income.
- Then compare your after-tax household income to the applicable amount in the table above.
How to read the table
- Calculate your after-tax household income.
- Find your province in the top row.
- Find your household size in the first column (this includes you as the applicant, your spouse or common-law partner, if applicable, and any dependants supported by household income).
- Look for the box in the table where your province and household size meet; this is your household after-tax income limit (maximum amount for program eligibility).
Eligible
- If your after-tax household income is equal to or less than the after tax median income applicable to your province and household size, you are eligible to apply for the Oil to Heat Pump Affordability program.
Example 1: individual
- Nalini lives in Alberta on their own (single person household).
- Nalini’s income is $42,000 after-tax.
- Their income is less than the median income for a single person household living in Alberta ($42,400).
- Nalini is eligible to apply for the Oil to Heat Pump Affordability program.
Not eligible
- If your after-tax household income is more than the after tax median income applicable to your province and household size, you are not eligible for the Oil to Heat Pump Affordability program.
- You may want to consider applying for other programs under the Canada Greener Homes Initiative.
Example 2: family
- Joe lives in Ontario with his spouse and two children (four- person household).
- Joe has an income of $65,500 after-tax and his spouse has an income of $60,000 after-tax.
- Their combined after-tax income is ($65,500+$60,000) for total of $125,500.
- This is more than the median income for a household of four living in Ontario ($122,000). Therefore, Joe and his spouse are not eligible for the Oil to Heat Pump Affordability program.
- Joe may want to consider applying for other programs under the Canada Greener Homes Initiative.
If you are unsure of your eligibility, please email program staff for assistance at OHPA-CAMT@nrcan-rncan.gc.ca
Resources for applicants
Other financial incentives
Need a loan for your other retrofits?
The Canada Greener Homes Loan is an interest-free loan of up to $40,000 with a repayment term of 10 years, open to homeowners who have an active application (at the pre-retrofit stage) with the Canada Greener Homes Grant.
Learn more about how to apply for the Canada Greener Homes Loan
Contact Us
Business hours
Monday to Friday: 8:00 am to 8:00 pm (Eastern time)
Oil to Heat Pump Affordability program inquiries:
- Phone: 1-833-674-8282
- TTY: 1-800-465-7735
- Email: OHPA-CAMT@nrcan-rncan.gc.ca
Canada Greener Homes Loan inquiries
- Phone: 1-866-292-9517
- Email: Questions@cghli.ca
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